July 5, 2017

While Mortgage Studio does not offer insurance advice, part of our responsibility as a Mortgage Adviser is to recommend that our clients speak with a professional regarding personal risk insurances. Banks don't generally require borrowers to have life insurance, income protection insurance or the like, but a lot of people aren’t aware of the benefit / com...

July 5, 2017

KiwiSaver First Home Withdrawal

If you’ve been a member of KiwiSaver for 3 years you may be able to withdraw some of your KiwiSaver savings and apply them toward the purchase of a first home. You may be able to withdraw the current value of:

  • Your contributions

  • Your employer’s contributions (voluntary and compulsory)

  • Returns on investment, and


July 5, 2017

At a time when the media seem to have a love affair with property, and regularly report how difficult it is for first home buyers to get onto the ‘property ladder’, I can see how some aspiring first home buyers might despair. What often doesn’t get reported is that there are a number of young people buying their first homes, utilising a combination of per...

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