February 27, 2018

In November 2017, Auckland Council released its latest ‘Rateable Valuations’ (RVs). There were a number of news articles published on this release, as it was reported that values across the Auckland region increased by an average of 45% (since the previous RVs, 3 years prior).

RVs (all over New Zealand) are intended to be a snapshot of the estimated market...

February 27, 2018

Borrowers often want to repay or consolidate their short-term debts by increasing their mortgage finance. In theory, this sounds like a great idea. You get to roll all your debts into one loan / payment / facility, most likely reduce the interest rate charged and maybe even reduce your minimum instalments, which will have a positive effect on your cashflo...

February 27, 2018

It seems to be becoming increasingly more common to see articles and commentaries from a range of sources that suggest that homes are unaffordable. We are concerned that some readers / listeners might abandon their goal of home ownership without making sufficient enquiry as to whether it is unaffordable for them.

The simple reality is that there are many...

February 23, 2018

Most of us know the importance of insuring our houses, contents, cars and even our health. But surprisingly, many of us don’t place that same value on what is arguably our greatest asset – our ability to earn an income.

That's where income protection cover comes in. If you are unable to work for an extended period of time income protection provides a stead...

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