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Selling a Property

If you're looking to sell your property, whether it is your home or an investment property, you will want to be sure that the amount that you are expecting to have to pay back to the bank is consistent with what the bank is expecting you to pay.

Property investors, in particular, have sometimes discovered that banks are demanding more than they were expecting to pay. Changes to bank policies and/or Reserve Bank rules and regulations imposed upon banks, which may have occurred after your mortgage finance was drawn, can result in unexpected (and unwelcome) outcomes. It is best to determine the bank’s requirement before committing to a sale.

If you're looking to sell your existing home and buy your next home, you may want to make sure that you can buy your next home before you commit to selling your existing home, to avoid the possibility of being left out of the market. A client-focussed, knowledgeable Mortgage Adviser can help you navigate through the selling process, and can help you seek pre-approval of finance to fund the purchase of your next home (so you can have confidence in being able to buy a new home once you have sold your existing home).

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Tel: 09 428 2223                Mob: 027 470 9990               Email: enquiries@mortgagestudio.co.nz 

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